FinTech Lending, InsureTech & Digital Financial Products
Digital lending compressed a process that used to take two weeks into about four minutes. That is a genuine achievement and also the source of most of the sector's problems. This course covers how digital lending, InsureTech and embedded finance actually work, including the parts that have attracted the most regulatory attention.

- Intermediate
- 6 modules
- Self-paced
- Certificate on completion
- Taught in English
Who this course is for
Bankers and NBFC staff working on digital lending products
Professionals joining fintech lending or insurance technology firms
Anyone who needs to understand partnership models between banks and fintechs
What you will learn
- How a digital loan moves from application to disbursement, and what is assessed at each stage
- What alternative data is used for in credit decisions, and where its limits are
- How buy-now-pay-later products are structured and who carries the risk
- The main bank and fintech partnership models, and how responsibility is divided
- How InsureTech is changing distribution, underwriting and claims
- The customer protection issues digital lending has raised and the direction of regulatory thinking
Module by module.
Tap a module to see what it covers.
06
6 modules
Application, verification, decisioning, disbursement and collection in a fully digital flow. Where the human judgement still sits.
Learn on your schedule, on any screen.
Video lessons at your pace
Short lessons you can pause and pick up whenever you like.
A quiz after each section
A quick check at the end of every section shows what has stuck.
Progress saved for you
Start on your phone, carry on from your computer. Your place is kept.
Protected videos
Lessons stream only inside the learning portal, watermarked to your account.
Three ways to take this course.
The tiers differ in what is included, not in the core teaching.
Taking more than one course? Bundles save you up to 30 percent.
See bundlesFinish the course. Earn the certificate.
Students are certified upon successful completion of their courses. The certificate records the course you completed and the level it sits at.
BankShaala
FinTech Lending, InsureTech & Digital Financial Products
Intermediate
Questions about this course
It is strongly recommended. This course assumes you understand payment rails, digital onboarding and APIs, which the foundational course covers.
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Educational content, not financial advice. Regulations and product features change; verify current details with the institution or regulator.

