FinTech Foundations, Digital Payments & Banking Infrastructure
When you send money by UPI, a sequence of systems moves in under three seconds. Most people who work in banking have never been shown what those systems are. This course covers the payment rails India actually runs on, the infrastructure sitting underneath them, and how a modern bank connects to all of it.

- Foundational
- 6 modules
- Self-paced
- Certificate on completion
- Taught in English
Who this course is for
Bankers who want to understand the digital side of their own institution
Graduates targeting roles in fintech, payments or digital banking
Professionals from technology backgrounds moving into financial services
What you will learn
- What happens technically and commercially when a UPI payment is made
- How NEFT, RTGS and IMPS differ, and which one a given transaction uses
- How card payments work, including the roles of issuer, acquirer and network
- What an API is in a banking context, and why open banking changes the business model
- How digital identity and e-KYC work in the Indian system
- The main categories of fintech business model and where each makes its money
Module by module.
Tap a module to see what it covers.
06
6 modules
How the system is organised, who operates what, and why India's payment infrastructure developed the way it did.
Learn on your schedule, on any screen.
Video lessons at your pace
Short lessons you can pause and pick up whenever you like.
A quiz after each section
A quick check at the end of every section shows what has stuck.
Progress saved for you
Start on your phone, carry on from your computer. Your place is kept.
Protected videos
Lessons stream only inside the learning portal, watermarked to your account.
Three ways to take this course.
The tiers differ in what is included, not in the core teaching.
Taking more than one course? Bundles save you up to 30 percent.
See bundlesFinish the course. Earn the certificate.
Students are certified upon successful completion of their courses. The certificate records the course you completed and the level it sits at.
BankShaala
FinTech Foundations, Digital Payments & Banking Infrastructure
Foundational
Questions about this course
No. This is a foundational course written for banking and business people. It explains how the systems work and why, without requiring you to write code.
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Educational content, not financial advice. Regulations and product features change; verify current details with the institution or regulator.

